Annual financial statement to 31.12.2020
Firstly, things turn out differently, and secondly, they don't turn out the way you think
No one can avoid Corona in 2020. All of Integral's business units were affected to one degree or another. An abnormal year came to an end. Nevertheless, the slightly positive annual result does not suggest an actual crisis. Once again, Integral's high standard of digitalisation was a great help.
Performance indicators to 31.12.2020
| Performance | 1.7% |
|---|---|
| Coverage ratio | 111.8% |
| Fluctuation reserves | 72% |
| Balance sheet total | CHF 1'309 Mio. |
| Number of affiliations | 464 |
| Number of active insured persons | 6'137 |
| Number of pensioners (excl. short-term pensions) | 1'003 |
| Percentage of pensioners | 14.0% |
| Interest on pension assets | 2.00% |
| Interest on employer contribution reserves | 1.0% |
| Cost-of-living adjustment for pensions | 0% |
| Voluntary 13th month pension | 0% |
| Technical rate of interest | 2.75% |
Interest rates in 2020
| Interest on pension asstes: | 2.00% |
|---|---|
| Interest on employer contribution reserves: | 1.00% |
| Interest on pension fund disposable assets: | 0.50% |
Benefits for pensioners
| Benefits in 2020 | ||
|---|---|---|
| Voluntary 13th month pension: | 0% | |
| Cost-of-living adjustment: | 0% |
