Content and Editorial

Comercialstrasse 34
Postfach 286
CH-7007 Chur

Phone 081 650 08 80

Conception, design, programming and Operation

internezzo ag - die Agentur für Onlinekommunikation


The website is the online presence of the IntegralStiftung für die berufliche Vorsorge foundation (hereinafter “Integral”). Integral operates and designs the website in cooperation with various partners. Anyone accessing this website and retrieving information is obliged to agree with the following terms and conditions.

Scope of validity

This website is not intended for anyone who, under the legal system which is applicable for them, is not permitted to access it.

Use and exclusion of liability

When designing and operating its website Integral takes all necessary technical and organizational measures and precautions to ensure its operation. Nevertheless, application errors such as loss or falsification of data, virus attacks, temporary breakdown, etc. cannot be ruled out. Users access the website at their own risk. This also applies to emails and links leading to us. In particular, Integral accepts no guarantee for faultless functioning of the website. Nor can it guarantee that the website or the corresponding server is free from viruses or faulty components.
Integral is not liable for any loss or damage or consequential loss or damage resulting from access to its websites or elements contained on the websites or their use (or from any inability to access or use the websites or elements).
In addition to this, should security risks be identified, then Integral expressly reserves the right to interrupt access to its websites until these risks have been eliminated or, in serious cases, to block access. Integral is not liable for any loss or damage or consequential loss or damage resulting from the interruption or blocking.

Information and exclusion of warranty

Integral exercises due diligence to ensure that the information published on its websites is correct and up-to-date at the time of publication. Nevertheless, neither Integral nor its contractual partners can give any express or explicit assurance or warranty (incl. to third parties) regarding the currentness, correctness, quality or completeness of the information provided.
The information, products and services presented on Integral websites may not be construed as a recommendation or an offer to conclude an affiliation contract. The details provided on these Internet pages are non-binding and solely for information purposes. Insofar as nothing else has been expressly agreed, then Integral reserves the right to reject an application without giving reasons.
Before you decide to become affiliated to Integral, you should request provision of a binding offer. Read the offer and attachments and take advice from our employees or from a qualified specialist.
Any liability claims against Integral relating to material or immaterial damages resulting from the use or non-use of the information provided respectively from the use of incorrect and incomplete information are excluded as a matter of principle insofar as Integral cannot be proven to have acted with intentional or grossly negligent fault.

Linked websites

Integral websites contain links to other websites. Integral has not checked these websites and assumes no responsibility for their content, for the products, services or information offered or other offers made or for compliance with data protection provisions. Users activate a link at their own risk.
Should Integral become aware that linked/connected sites include illegal content, then it will remove the corresponding links/connections from its website. The same will also apply to third-party posts in guest books, discussion forums and mailing lists which have been set up by Integral.

Right to make modifications

Integral reserves the express right to change, add to or delete information on its websites or to discontinue its publication either partially or in full at any time and without prior notice.

Data protection

Access to Integral websites is, as a matter of principle, anonymous. Insofar as personal or business data (email addresses, names, addresses) can be provided within the scope of the Internet offering, then the user does so on a purely voluntary basis.


This website uses cookies. Cookies are text files which the visited website or its server stores on your computer via the browser to facilitate subsequent recognition. When re-visiting this website at a later date, your computer will transmit the cookie information back to the server when you send a request to the website. Cookies are used, for example, to present complex, dynamic content in order to recognize you when you next visit the website, i.e. to increase user friendliness. You can configure your browser at any time to block the installation of cookies or to show a warning before accepting a cookie, thus allowing you to decide whether or not you want to allow cookies. Our website can, as a matter of principle, also be used without accepting cookies, however this may result in the limitation of some functions.

Google Analytics

This website uses Google Analytics, a web analysis service provided by Google Inc. (“Google”). Google Analytics uses so-called “cookies”, text files which are stored on your computer and allow analysis of your use of the website. The information about use of the website which is generated by the cookie (including your IP address) is transferred to a Google server in the USA and stored there. Google uses this information to evaluate your use of the website, to compile reports on website activities for the site operator and to provide other services linked to website and Internet use. Google may also transfer this information to third parties insofar as this is required by law or third parties process this data on behalf of Google. On no account will Google link your IP address to other Google data. You can block the installation of cookies by changing your browser software settings accordingly; if, however, you do so, please be aware that you may not be able to use all the website’s functions to their full extent. By using this website, you are declaring your consent to Google’s processing the data which it has gathered about you in the manner described above and for the purpose stated above. Should you not wish your data to be gathered, then you can deactivate Google Analytics using a browser extension: Browser add-on to deactivate Google Analytics (


All elements on Integral’s websites are protected by copyright and are owned exclusively by Integral. Website content, either in full or in part, may be downloaded, printed, copied, saved and processed for private use only. Should entire elements or parts thereof be reproduced in any form – electronically or in writing – then Integral must be mentioned by name. Copyright notices and other legally protected names/identifiers may not be altered or removed.
Full or partial reproduction, transmission using electronic or other methods, changes, linking or use for public or commercial purposes is only allowed with the prior written consent of Integral. Third party copyrights remain reserved.

Applicable law and place of jurisdiction

All legal relationships which may result from access to Integral websites are subject to Swiss law. The exclusive place of jurisdiction is Chur.

Legal validity of this exclusion of liability

Should parts or individual formulations of this legal notice be invalid, then this will not affect the validity of its remaining parts. The contracting parties should, to the extent possible, interpret the invalid part in such a sense that the purpose originally intended by the invalid formulation can continue to be applied to the greatest extent possible.

Comercialstrasse 34
Postfach 286
CH-7007 Chur

Phone 081 650 08 80
Fax 081 650 08 89

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