Your old-age pension is not guesswork; it is pure calculation

The “standard retirement age” for women is 64, for men 65 years of age. Employees who retire at this age will receive the pension assets which they have saved with the IntegralStiftung either converted into a pension or as a capital sum. As an IntegralStiftung beneficiary you decide before reaching retirement age how much you would like to receive as capital and how much as a pension.